401K 403B IRAs

The LAF Strategy - Ahead of the Curve
"Strategic investing" offers you a unique stock market quide. LAF Investing acts as a consultant which makes recommendations with regard to movement in the market. The investing target is always to buy low and sell high. The trick is to identify the stock market trends BEFORE the market turns. This stragey identifies where your money should be and when - ahead of the market curve. LAF Investment strategy allows you to maximize your wealth and assist 401K, 403B and IRA investments.

Don't Go It Alone
The LAF Investing strategy leverages the trends in the stock market for long term investmets such as 401K, 403B and IRAs.

Plan Features:
  • Avoid major market declines
  • Position your investment for success
  • Buy low, sell high strategy
  • Eliminate emotional decisions
  • All decisions are made for you
  • Buy Value in Stock Market
    The key to the LAF Investing strategy is to identify and buy value in the stock market. This investment strategy DOES NOT PREDICT stock market movement. The investing strategy is based on a formula that REACTS to what actaully happens in the market. It does no prediction. Because the strategy is based on a formula and reacts to movement in the stock market, there is no emotional attachment to individual stocks. The result is that buy and sell decisions are made without emotional involvement.

    LAF Investing Strategy Movement
    The movement of funds is between the stock market and money market only. When the formula identifies a move in the stock market, the investor should move the funds from the stock market to the money market. When the reverse is true and the strategy identifies a positive move in the stock market, the investor is advised to move funds from money market into the stock market to take advantage of the rise in the DOW.

    No Set Timetable
    LAF Investing advice is based on a formula that reacts to the movement in the stock market. There is no fixed time table for the LAF Investing strategy. The decision to move from stock market to money market is completely driven by movement in the market. There maybe a span of 3 years before stock market movement triggers the LAF Investing strategy to recommend a move. The decisions to Buy and Sell are always dictated by movement in the market. Therefore, there is no set time table. THERE IS NO PREDICTION. There is no guessing and no predicted dates for stock market movement. This is not "market timing" but a formula driven strategy.

    Why your portfolio should include stocks
    Most retirees can anticipate a retirement that will last 20 to 30 years. That means you can't afford to forsake the superior returns offered by stocks. The volatility of the stock market can be unsettling. But over the long term, volatility averages out and stocks outperform other investments. History shows that a period that includes not only the Great Depresssion but also the current bear market - stocks produce an average annualized return of 10.2%. (The stocks measured were those included in the Standard & Poor's 500-Stock Index and returns included reinvested dividends.) Stocks of smaller firms did even better, averaging 21.1% a year. Over the same period, Treasury bills struggled along at 3.8% a year, barely ahead of inflation, which averaged 3% over the 77-year period.

    Volatility offers opportunity!

    Stocks are often the crucial investment that enables you to outpace inflation and maintain your standard of living over longer periods of time. For instance, an investment that earns 3.8% a year will take 18.5 years to double in value. The same amount invested in stocks that appreciate 10.2% annually will double in seven years.

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